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This article was submitted by Marissa Geluz who's Spiritual and Financial as well :) --- The road to financial freedom takes a lot of discipline. The habit of regularly setting aside a portion of our income for savings and investments can be very challenging. Some reasons I hear why people delay saving are as follows: “I have so many debts to pay! There’s my car loan, house loan, and credit cards debts!” “I’m living paycheck ...

Several years ago, I read a book named “Rich Dad Poor Dad” by Robert Kiyosaki that shows you the steps to financial independence. This book changed my view of the way we manage our finances and how to become financially independent.   After reading the book, I began studying everything I can get my hands on in achieving financial independence. Books that cover topics such as real estate, cash flow, internet business, ...